Terms of Use
iBatFasta facilitates the submission of loan applications by individuals. By creating an account, logging in, downloading and installing the iBatFasta Apps, or utilizing the Services, you are consenting to these terms.
Before utilizing the services or opening an account, it is essential that you thoroughly assess these terms of use and determine whether they are pertinent to your financial situation. If you are not in agreement with our policies, you must immediately cease using the services.
In order to be promptly informed of any modifications to the Terms of Use, it is imperative that you consistently monitor the content of the applications. The revised terms of use are acknowledged and accepted by the user by utilizing the services following their modification.
1. SERVICES AVAILABLE
You will have immediate access to the Services upon the confirmation of your account and registration. If you elect to utilize our financing services, these Terms of Use will be applicable. You acknowledge and consent to this.
2. SERVICE PRICES SPECIFIED
You acknowledge that, by registering for an account or requesting access to the Services, you are at least eighteen years old and a resident of Zambia. Your Zambian identification certificate remains valid.
3. METHOD OF LOANING MONEY
The sole entity with the authority to approve or deny petitions for consumer finance services and loans is iBatFasta. You acknowledge and consent that iBatFasta is not liable for any unfavorable outcomes, missed opportunities, or other monetary losses that may occur as a consequence of the decision to approve or reject a loan. We are not required to provide an explanation for the credit decisions we make.
4. SAFETY AND IDENTITY
In order to utilize the Services, it is imperative to establish an account. When enrolling, it is imperative that you provide current, accurate, and comprehensive information about yourself. To ensure that the information on your account is accurate, comprehensive, and current, you also agree to promptly update any obsolete information. The confidentiality of your account information and password is your responsibility. Another consideration is the restriction of access to the devices that are used to access the services and applications. As you are aware, you are directly responsible for all actions associated with your account or password.
5. COSTS AND REMITTS
The application displays the service fees and any other expenses, such as late payment penalties. You are responsible for all costs and fees associated with the services.
6. AVAILABLE THROUGH OTHER APPS
These regulations are also applicable if you use iBatFasta or other platforms, applications, or services, in addition to the Services. You acknowledge and agree to the terms and conditions of any other applications, websites, or services that utilize the Services. By employing the Services on other platforms, websites, or applications, you are consenting to these Terms of Use.
7. INSTRUCTIONS FROM ANOTHER SUPPLIER
iBatFasta may engage external contractors, agents, or service providers to facilitate operational oversight or service delivery. These third-party service providers may need access to personal information about you, your account, and other data in order to provide their services for iBatFasta. You are providing your consent to this by using the Services. You acknowledge and consent that iBatFasta is not liable for the actions of external service providers. Nevertheless, iBatFasta makes every effort to choose reputable vendors who will manage your data in compliance with our privacy statement and legal obligations.
8. PRIVATE INFORMATION MAINTAINMENT AND DATA PROTECTION
Your privacy is of the utmost importance to us. Our Privacy Policy, which is a component of these Terms of Use, governs the manner in which we will manage your personal information. You have reviewed our privacy policy and comprehend its terms. Your use of our services constitutes your consent to the acquisition, use, and sharing of your personal information in the manners specified in the policy.
9. ACKNOWLEDGE THE SHARING OF PRIVATE INFORMATION
By employing our services, you grant iBatFasta the authority to collect, utilize, retain, and manage your personal data in accordance with our privacy statement. In order to enhance your experience, fulfill legal obligations, and offer our services, we reserve the right to disclose your personal information to other organizations in accordance with our Privacy Policy. You are cognizant of this. By creating an account or utilizing the Services, you confirm that you have reviewed, comprehended, and agreed to our Privacy Policy, which is a component of our Terms of Use.
10. PARTICIPATE IN THE THROWING OF ITEMS
If you fail to reimburse iBatFasta, they may proceed with legal action to enforce the obligation in accordance with the law. In addition to the utilization of third-party collection agencies, the collection procedure may entail the use of other communication methods, such as messaging, emailing, or phoning. In order to expedite the verification or information-gathering process, you authorize iBatFasta to contact the individuals you designated as references in your Services application. You consent to the use of your current contact information by iBatFasta and any other collection agencies to communicate with you about any outstanding debts. Additionally, you consent to collaborate with them in order to resolve any outstanding disputes.
11. PROVIDING CLIENT SUPPORT AND COMPLETING PAPERWORK
We guarantee that we will promptly and effectively resolve any complaints or issues you may have and provide exceptional services. Kindly send an email for assistance.If you have any questions or concerns about the services or any aspect of your experience at iBatFasta, please contact us at help@iBatFasta.com. A viable solution will be devised and addressed upon the receipt of your complaint. Kindly ensure that your email contains a comprehensive account of your complaint or concern, as well as any relevant documentation or information that could be beneficial in resolving the matter.
12. ALLOWING OTHERS TO ACCESS DIGITAL MESSAGES AND OTHER INFORMATION
You are utilizing our services by supplying iBatFasta with your email address and/or phone number and consenting to receive electronic communications from iBatFasta. These communications may encompass updates, confirmations, and other critical information, in addition to information regarding your account, transactions, and utilization of our services. Please be aware of this. You acknowledge and agree that any emails or messages we send you satisfy the legal requirement for written correspondence.
13. LINKS TO EXTERNAL WEBSITES
Hyperlinks to websites, services, or resources that are operated by other organizations may be present in the application or services. You acknowledge and consent to iBatFasta's full disclaimer of liability for any damage or loss that may arise from your use of any of the websites, services, or resources provided by third parties. iBatFasta is not liable for the veracity, accessibility, or information of websites, services, or resources that are provided by external entities.
14. BENEFITS AND RECOMMENDATIONS
iBatFasta may occasionally offer exclusive offers, referral schemes, or other benefits in conjunction with its services. Notification of any relevant supplementary restrictions will be issued as a consequence of participation in a campaign, referral program, or award. By participating in any rewards program, referral program, or campaign, you consent to the terms and conditions that are in effect at the time.
15. RIGHTS TO INTERNET PROPERTY
The App, the Services, and any materials, content, or information we provide are exclusively controlled by iBatFasta or its licensors. We grant you the right to refrain from duplicating, modifying, distributing, or creating new versions of any content we provide without first obtaining our explicit consent. It is also acknowledged that you are not the proprietor of any intellectual property and have no legal claim to it.
16. COMMING AND ENDING
In the event that we suspect that you have violated any of the rules, we reserve the right to suspend or terminate your account and your use of the Services at any time and for any reason, in keeping with our Terms of Use. You have the right to formally notify us at any time if you wish to terminate your account. If the application is not promptly removed from your devices, you will be unable to access the services. If you are in debt to us, your termination will not lead to any financial consequences.
17. RESPONSIBILITY AND PRECAUTIONS
The Services are provided "as is" and without any warranties, to the fullest extent permitted by law. All liability with respect to the services' accuracy, accessibility, and complete security is disclaimed by iBatFasta. iBatFasta does not accept any liability for any flagrant, particular, or supplementary damages that may result from the use or inability to use the services, even if they have been advised of the possibility of such damages. This is applicable to iBatFasta and all of its employees and associates.
18. COMPENSATION FOR SERVICES OR WORK
You agree to defend and assist iBatFasta and its partners against any claims, losses, or expenditures, including legal fees, in the event that you violate any laws, regulations, the rights of others, or misuse the Services in violation of the Terms of Use.
19. CHANGE IN SERVICE TERMS
These terms and conditions are subject to change at any time. The modifications to these Terms of Use will be promptly implemented by the Apps. It is your responsibility to regularly review the Terms of Use and remain informed of any updates. By continuing to utilize the Services, you acknowledge and consent to any potential modifications or additions to the Terms of Use. Should you not concur with the revised Terms of Use, you must promptly cease using the Services and deactivate the Apps on your devices.
20. WORKOUT MANUAL
You are prohibited from assigning or transferring any of your rights or responsibilities under these Terms of Use without our prior written consent. We reserve the right to transfer our rights and obligations under these Terms of Use to another organization without your authorization. This could occur if we merge with another organization, transfer assets, or establish a business partnership.
21. UNFORESEEN AND UNANTICIPATED EVENTS
The parties shall not be held accountable for any complications or delays in adhering to these terms of use that may arise from strikes, natural disasters, governmental mandates, or issues with communication or utilities, with the exception of payment requirements.
22. REASONS FOR FILING AN OFFICIAL EXEMPTION REQUEST
The party that intends to enforce any rule in these Terms of Use that you choose not to comply with must sign and record it. A party is not merely abdicating any rights or obligations under the Terms of Use because they are not applicable or enforceable.
23. COMPOSIBILITY
The remaining provisions will remain in effect if a court determines that any section of these conditions is unlawful, unenforceable, or unimplementable. The parties' original intentions must be most closely approximated by a provision that is reasonable, lawful, and enforceable, and that replaces any provision that is illegal, unenforceable, or invalid.
24. THE ENTIRE AGREEMENT
The regulations outlined in this document supersede any prior written or oral agreements or discussions regarding the subject matter. These agreements encompass the Privacy Policy and any other explicitly stated policies or guidelines, in addition to the entire agreement between you and iBatFasta regarding the services.
25. LACK OF INTEREST IN OTHERS
The sole parties with rights and remedies under these Terms of Use are you and iBatFasta; no other individual or company is authorized to do so. These terms of use do not provide any benefit to any third party.
26. ABSTRACT
The headings in these terms of usage are solely intended for the sake of expediency and do not influence the interpretation or application of any of the regulations.
27. VIEWS
Please adhere to the guidelines provided in these Terms of Use when sending any written correspondence or other critical communications to the email addresses provided.
28. ARBITRATION AND DISPUTES IN PUBLIC LAW
The interpretation of these Terms of Use and any disputes that may arise from them or the Services will be governed by Zambian law. The sole forum for the resolution of any disputes or claims concerning the Services or these Terms of Use shall be the courts of Zambia.
We at iBatFasta provide adaptable financing options made to match your particular financial circumstances. We can provide you with extended payback terms or short-term funding as needed.
Contact Us
help@iBatFasta.com